Bring every digital financial service to every retail counter
A complete fintech services stack for distributors, retailers, agents and franchise networks — available as portal, mobile app and API.
Facilitated through RBI-licensed Payment Aggregator partners & partner banks · PCI-DSS compliant infrastructure
Agent services depend on your counter footprint and the services you want live on day one.
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Services
Banking & cash
- AEPS — cash withdrawal, balance enquiry, mini statement
- Aadhaar Pay — biometric merchant payments
- Micro ATM — card-based cash withdrawal
- Domestic Money Transfer (DMT) — instant, 24×7
Payments, bills & lifestyle
- BBPS — 20,000+ billers (electricity, water, gas, broadband, FASTag, EMI, insurance, taxes)
- Credit card bill payment
- Mobile, DTH & data recharge
- Flight, train (via IRCTC-authorised partner), bus & hotel booking
- Insurance premiums, PAN card services, credit cards, FDs and government schemes
A hierarchy built for scale
Super Admin → Master Distributor
Multi-region operations, rule engine, commission structures.
Distributor → Retailer / Agent
Wallet-based operations with instant top-up and real-time monitoring.
Retailer → Customer
Web portal, Android app and APIs at the counter.
Why partners choose SwifTrail
- Higher AEPS/DMT success rates through multi-bank pipes
- Instant settlements to partner wallets
- Multi-level commission engine with real-time margin management
- Reports, GST statements and TDS handling
- Dedicated relationship manager & Hindi/English support
- Training and marketing collateral for retail networks
Onboarding, KYC requirements, plans and commissions are shared on request.
Frequently asked questions
How do I become a retailer or distributor?
Contact us; onboarding requires basic KYC (PAN, Aadhaar, bank proof, business proof). Fees and commission structures are shared on request.
Is there a mobile app?
Yes — an Android app for retailers and agents; iOS where available.
Can I run this under my own brand?
Yes — see the White Label Platform.
Start your fintech business.
Talk to our partner team about onboarding your network.