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SwifTrail
CREDIT CARDS

Credit cards for every kind of customer — personal, business, corporate

Offer credit cards from leading partner banks and card issuers through your platform, app or retail network. Digital application, instant eligibility checks and end-to-end tracking, with SwifTrail handling the integration.

  • Personal credit cards
  • Business credit cards
  • Corporate credit cards
  • Digital application & e-KYC
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Facilitated through RBI-licensed Payment Aggregator partners & partner banks · PCI-DSS compliant infrastructure

Scope your card programme

Cards are issued through partner institutions. These answers decide which partner and product fit.

Card type

Answer 2 more questions to continue.

Card programmes

Personal credit cards
Lifestyle, cashback, travel and secured (FD-backed) cards for your customers and end users.
Business credit cards
For proprietors, MSMEs and startups: working-capital-friendly limits, GST-ready statements, vendor payments.
Corporate credit cards
Centralised control for enterprises: employee cards, spend limits, expense management, consolidated billing.

How it works

01

Apply

Customer applies through your website, app, agent or SwifTrail-hosted journey.

02

Verify

Real-time eligibility and KYC through SwifTrail Verify (PAN, Aadhaar, bureau check with consent).

03

Issue

Partner issuer approves and issues; you track status via API or dashboard and earn on every activation.

Features

Digital application & e-KYCInstant eligibilityMulti-issuer choiceApplication status webhooksReferral & commission trackingCo-branded programmes (subject to issuer approval)

Credit cards are issued by partner banks and RBI-regulated card issuers. SwifTrail provides the technology and distribution platform; credit decisions rest with the issuer.

Frequently asked questions

Who issues the card?

A partner bank or licensed issuer; SwifTrail handles the journey and integration.

Can my retailers earn on card referrals?

Yes — commissions are tracked per activation in the portal.

Add cards to your platform.

Personal, business and corporate programmes from partner issuers.

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