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SwifTrail
IN-STORE / POS & EDC

Every payment your counter can take, on one terminal

Smart Android POS and classic EDC machines for shops, restaurants, clinics, fuel stations and field teams — card tap and dip, UPI, QR, wallets and EMI, settled through the same SwifTrail pipes as your online payments.

  • Android Smart POS
  • Classic EDC
  • Portable / 4G EDC
  • Tap-on-Phone (SoftPOS)
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Facilitated through RBI-licensed Payment Aggregator partners & partner banks · PCI-DSS compliant infrastructure

Scope your terminals

Terminal type and MDR depend on your counters and card mix — four answers get you a real quote.

Terminal types you want

Answer 3 more questions to continue.

Terminals for every counter

Pick the form factor that fits how your business actually sells — we configure, deploy and support all of them.

Android Smart POS
Touchscreen terminal with printer, camera scanner and your apps — billing, inventory or loyalty — running alongside payments.
Classic EDC
Compact, rugged card machine for high-volume counters where speed matters more than screen size.
Portable / 4G EDC
Battery-powered terminal with SIM connectivity for delivery, field collections and pop-up counters.
Tap-on-Phone (SoftPOS)
Turn any NFC Android phone into a contactless card terminal — no hardware to buy.
Mini ATM / micro-ATM
Cash withdrawal and balance enquiry at the counter for retail and agent networks.
Multi-outlet fleet
One dashboard across every terminal, outlet, city and operator.

What every terminal does

Cards — tap, dip and swipe
Visa, Mastercard, RuPay, Amex, Diners and international cards, with EMV and contactless.
UPI & QR
Dynamic QR on screen or printed on the receipt, with instant confirmation.
Wallets & BNPL
Major wallets and pay-later options accepted at the same terminal.
EMI at the counter
Card EMI and no-cost EMI offers checked and applied during the sale.
Printed & digital receipts
Thermal print, SMS or WhatsApp receipt, with your branding.
Tips, surcharge & split bills
Restaurant and salon flows built in, including pre-auth and tip adjust.
Offline mode
Store-and-forward keeps the counter moving when the network drops.
Remote fleet management
Push configuration, apps and key rotation to any terminal over the air.

From order to live counter

01

Choose & configure

We map your outlets, volumes and payment mix to the right terminal and MDR.

02

Deploy & train

Terminals arrive configured, with on-site or video training for your staff.

03

Reconcile in one place

Every outlet, terminal and rail settles and reconciles in one SwifTrail dashboard.

Built for multi-outlet operators

One merchant account, many counters — with the controls a finance team needs.

Operations

  • Outlet, terminal and operator-level reporting
  • Daily settlement summaries per outlet
  • Void, refund and pre-auth from the terminal or dashboard
  • Role-based access for cashiers, managers and finance
  • Paper-roll and device health alerts

Finance & compliance

  • Next-day settlement to your designated account
  • GST-ready invoices and charge statements
  • PCI-DSS compliant terminals and key management
  • RBI-compliant tokenisation for saved cards
  • Chargeback evidence pulled straight from the transaction

Where our terminals run

Retail & supermarketsRestaurants & QSRClinics & pharmaciesFuel stationsSalons & spasHotelsField collectionsDistributor counters

Card acquiring on POS and EDC terminals is provided through RBI-licensed Payment Aggregator partners and acquiring banks. Terminal supply, MDR and rental terms are confirmed in your proposal.

Frequently asked questions

Do I buy the terminal or rent it?

Both are available — outright purchase, monthly rental or a rental waived against volume commitments. Your proposal sets out each option.

How quickly can terminals be deployed?

Typically within 5–7 working days of completed KYC for standard configurations; large multi-city rollouts are scheduled with your team.

When do I get the money?

Next working day (T+1) for standard settlement, with same-day settlement available on eligible volumes.

Can it work with my existing billing software?

Yes. Android Smart POS can run your billing app directly, and our terminal API integrates with existing POS or ERP software.

What happens if the internet goes down?

Terminals support offline store-and-forward for card transactions and fall back to 4G where a SIM is fitted.

Put a SwifTrail terminal on every counter.

Tell us your outlets and volumes for terminal and MDR pricing.

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