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SwifTrail
FIXED DEPOSITS · INSURANCE · GOVERNMENT SCHEMES

Savings, protection and government benefits — on your platform

Extend beyond payments. With SwifTrail, your platform, app or retail counter can offer fixed deposits, insurance and government-backed schemes, powered by regulated partner institutions.

  • Fixed deposits
  • Motor insurance
  • Health insurance
  • Life & term insurance

Facilitated through RBI-licensed Payment Aggregator partners & partner banks · PCI-DSS compliant infrastructure

Scope your product mix

Deposits, insurance and scheme enrolment run through regulated partners — the mix decides the paperwork.

Products you want to offer

Answer 2 more questions to continue.

What you can offer

Fixed deposits
Open FDs with partner banks and NBFCs; compare tenures and rates; digital KYC; auto-renewal options.
Motor insurance
Two-wheeler, four-wheeler and commercial vehicle — quote, buy, renew.
Health insurance
Individual, family floater and top-up plans.
Life & term insurance
Term and endowment plans via partner insurers.
Small-ticket & embedded
Device, travel, gadget and shopkeeper cover at checkout or counter.
Government schemes
Enrolment and contribution collection for PMJJBY, PMSBY, Atal Pension Yojana and NPS through authorised partner channels.

For whom

Fintech appsRetail & agent networksCooperative banks & societiesEmployers & payroll platformsNBFCs & MFIsE-commerce and grocery platforms

Deposits are held by partner banks/NBFCs; insurance is underwritten by IRDAI-registered insurers; government schemes are offered through authorised channels and availability depends on partner authorisation. SwifTrail is the technology and distribution platform.

Frequently asked questions

Who holds the deposit?

The partner bank or NBFC; SwifTrail provides the journey, KYC and tracking.

Can retailers sell insurance?

Yes — assisted journeys, renewal reminders and commission tracking are built for retail networks.

Go beyond payments.

Add savings, protection and government benefits to what you already offer.